16 October 2015
An Insurance Broker acts as your insurance ‘personal shopper’ when you’re buying or renewing. But the relationship and support go much deeper than that,” says Mark Lowery, Senior Salon Insurance expert for Coversure Insurance Services.
Insurance is too important and complex to go the DIY route, especially Business Insurance and do you really have the time! Buying the right insurance cover is not just about protecting you, your employees and your business; it is about giving you the peace of mind to enable you to focus on running your business making your salon a success.
Insurance can be complicated and no two salons need the same cover. There is an array of insurers and products available offering various levels of cover. Sometimes the choice makes it very confusing and overwhelming, this is where a specialist insurance broker can really help.
So what can a broker do for you?
- Negotiate the best deal
- Source the right cover for your business
- Save you time
- Help with any changes you may need throughout the year
- Help with Claims
Unlike a faceless website where the policies on offer are likely to be generic, an insurance broker is a qualified expert who can do the shopping for you – as well as negotiate on your behalf to get the best deal.
An Insurance Broker can gather competitive rates through already developed relationships with insurance companies that understand Salon insurance. They are more likely to find better rates than a customer could trying to go direct. They know your industry well and will be much better placed to find a policy specifically tailored to your individual circumstances.
Coversure Insurance has worked with the NHBF for over 10 years and therefore has an understanding of your needs and will be able to discuss all the cover you require and find the policy that suits your needs.
Part of ‘the service’ at no additional cost, is to offer expert advice and explain the benefits of the different policies. When dealing with an insurer directly you won’t always be offered every type of cover.
When you need a change made they can help, taking time to chat through the best way to handle any alteration. Also, when it is time for a policy to be renewed, they will remind you and arrange your renewal quote.
A broker doesn’t just sell a policy and leave it at that. Brokers can be invaluable in offering step-by-step assistance in making a claim. If you have queries or want to discuss your policy at any time during the cover period your broker can help as a point of contact.
Coversure Insurance Services are NHBF’s recommended insurance broker and our aim is always to find the most tailored policy at the best rate for you
We offer competitive premiums with a 20% discount for all NHBF members.
If you’d like to find out more then please call Coversure on 0800 458 8181 and we’ll be happy to help.